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Credit Lines


The following Credit Line offers feature large credit limits and are great for people who are having trouble getting approved for credit cards. They allow you to purchase things that you've always wanted while rebuilding your credit score.


First Universal Platinum - Guaranteed $3,500 Credit Line

  • Guaranteed Approval
  • 0% Intro APR on purchases for 12 months*
  • No Credit Checks or Security Deposit
  • No Employment Verification
  • Bankruptcy is No Problem
  • Bad Credit and No Credit is OK
  • Reports to a national credit bureau, which may improve your credit score
Intro APR Intro APR Period Regular APR Balance Transfers Credit Needed
0%* 12 months* 7.9%* No* All credit types accepted*


First Plus Platinum - Guaranteed $3,500 Credit Line

  • Guaranteed Approval
  • 0% APR on purchases
  • Possible $3,500 in Bonus Credit
  • No Credit Checks or Security Deposit
  • No Employment Verification
  • Bankruptcy is No Problem
  • Bad Credit and No Credit is OK
  • Reports to a national credit bureau, which may improve your credit score
Intro APR Intro APR Period Regular APR Balance Transfers Credit Needed
0%* N/A* 0%* No* All credit types accepted*




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* See the online applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all information is presented without warranty. When you click on the "Apply Here" button you can review the terms and conditions on issuer's website.





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Last updated information on 1/14/2025. This information has been obtained from various financial institutions. By entering this page you agree to the Terms and Conditions and Privacy Policy of Credit Depot.com.